Revolving Line of Credit Loan

A Revolving Line of Credit (LOC) loan can help get you money very quickly. Revolving LOC loans simply require your signature as a guarantee that you will repay the loan.

To determine your eligibility for the loan, MFCU will use your credit history, time on job, and debt-to-income ratio. Your debt-to-income ratio is the amount of debt you have versus your income.

There are no limits on how you can use the loan once you have been approved. Apply today!

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Overdraft Protection Loan (Share Draft Line of Credit)

As an extra level of security, if you have a share draft account with the Credit Union, you can apply for an Overdraft Protection Loan, which is a Line of Credit Loan.

How it works:

  • Loan amounts from $100 to $500.
  • It will transfer funds into your share draft account in increments of $100.
  • Payments are due each month on the 28th.
  • Minimum monthly payments are $20.

Call  231-722-7285 today and apply to protect you from embarrassing and expensive overdraft situations.

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