Revolving Line of Credit Loan

A Revolving Line of Credit (LOC) loan can help get you money very quickly. Revolving LOC loans simply require your signature as a guarantee that you will repay the loan.

To determine your eligibility, MFCU will use your credit history, time on job, and debt-to-income ratio. Your debt-to-income ratio is the amount of debt you have versus your income.

There are no limits on how you can use the loan once you have been approved. Apply today!

Click here for rates.

Click here for loan application requirements.


Overdraft Protection Loan (Share Draft Line of Credit)

As an extra level of security, if you have a share draft account with the Credit Union, you can apply for an Overdraft Protection Loan, which is a Line of Credit Loan.

How it works:

  • Loan amounts from $100 to $500.
  • It will transfer funds into your share draft account in increments of $100.
  • Payments are due each month on the 28th.
  • Minimum monthly payments are $20.

Call  231-722-7285 today and apply to protect you from embarrassing and expensive overdraft situations.

Click here for rates.

Click here for loan application requirements.