Join Our Family

Muskegon Federal Credit Union has been serving the needs of our members for over 66 years. Our not-for-profit way of doing business allows us to pay our members’ competitive dividends and offer reduced rates for loans. Please remember, once you’re a member, you may remain a member for life, even if you move or change employment. If you have questions about the many benefits and services we offer, please don’t hesitate to call 231-722-7285. We would be happy to give you a warm credit union welcome.


Our Mission

Muskegon Federal Credit Union is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere.


How To Join

You can join our credit union with just $5 plus the membership fee (click here to see Membership Fee), this establishes your membership with us. You must maintain this $5 to remain a member.

Stop by one of our Credit Union locations to join, please bring one of the following valid forms of identification:

  • Drivers License
  • State Identification Card
  • US Passport
  • School Identification Card (current year)
  • Social Security Card (minors under the age of 16 only)

We will also need the following information for the membership application:

  • Current address and phone number
  • Employer and phone number (if applicable)
  • Date of Birth
  • Mother’s Maiden Name
  • Social Security Number

Membership Eligibility

You are eligible to become a member if you:

  • Are an employee of one of the Muskegon County municipalities (see below).
  • Live, work, worship, or attend school in our expanded coverage area (contact us for more details).
  • Have an Immediate Family Member that is currently a member. For membership purposes. “Immediate Family Member” is defined as spouse, child, sibling, parent, grandchild, and grandparents. This definition also includes step or adopted children.

Muskegon County Municipalities

  • BLUE LAKE TOWNSHIP
  • CASNOVIA TOWNSHIP
  • CASNOVIA VILLAGE
  • CEDAR CREEK TOWNSHIP
  • CITY OF MONTAGUE
  • CITY OF MUSKEGON
  • CITY OF MUSKEGON HEIGHTS
  • CITY OF NORTH MUSKEGON
  • CITY OF NORTON SHORES
  • CITY OF ROOSEVELT PARK
  • CITY OF WHITEHALL
  • COUNTY OF MUSKEGON
  • DALTON TOWNSHIP
  • EGELSTON TOWNSHIP
  • FRUITLAND TOWNSHIP
  • FRUITPORT TOWNSHIP
  • FRUITPORT VILLAGE
  • HOLTON TOWNSHIP
  • LAKETON TOWNSHIP
  • LAKEWOOD CLUB VILLAGE
  • MONTAGUE TOWNSHIP
  • MOORLAND TOWNSHIP
  • MUSKEGON TOWNSHIP
  • RAVENNA VILLAGE
  • RAVENNA TOWNSHIP
  • SULLIVAN TOWNSHIP
  • WHITEHALL TOWNSHIP
  • WHITE RIVER TOWNSHIP