Join Our Family

Muskegon Federal Credit Union has been serving the needs of our members for over 65 years. Our not-for-profit way of doing business allows us to pay our members’ competitive dividends and offer reduced rates for loans. Please remember, once you’re a member, you may remain a member for life, even if you move or change employment. If you have questions about the many benefits and services we offer, please don’t hesitate to call 231-722-7285. We would be happy to give you a warm credit union welcome.


Our Mission

Muskegon Federal Credit Union is committed to providing you with the ways to meet your financial needs and responsibilities.


How To Join

You can join our credit with just $5 plus the membership fee (click here to see Membership Fee), this establishes your membership with us. You must maintain this $5 to remain a member.

Stop by one of our Credit Union locations to join, please bring one of the following valid forms of identification:

  • Drivers License
  • State Identification Card
  • US Passport
  • School Identification Card (current year)
  • Social Security Card (minors under the age of 16 only)

Membership Eligibility

You are eligible to become a member if you:

  • Are an employee of one of the Muskegon County municipalities. (see below)
  • Live, work, worship, or attend school in our expanded coverage area.
  • Have an Immediate Family Member that is currently a member. For membership purposes. “Immediate Family Member” is defined as spouse, child, sibling, parent, grandchild, and grandparents. This definition also includes step or adopted children.

Muskegon County Municipalities

  • BLUE LAKE TOWNSHIP
  • CASNOVIA TOWNSHIP
  • CASNOVIA VILLAGE
  • CEDAR CREEK TOWNSHIP
  • CITY OF MONTAGUE
  • CITY OF MUSKEGON
  • CITY OF MUSKEGON HEIGHTS
  • CITY OF NORTH MUSKEGON
  • CITY OF NORTON SHORES
  • CITY OF ROOSEVELT PARK
  • CITY OF WHITEHALL
  • COUNTY OF MUSKEGON
  • DALTON TOWNSHIP
  • EGELSTON TOWNSHIP
  • FRUITLAND TOWNSHIP
  • FRUITPORT TOWNSHIP
  • FRUITPORT VILLAGE
  • HOLTON TOWNSHIP
  • LAKETON TOWNSHIP
  • LAKEWOOD CLUB VILLAGE
  • MONTAGUE TOWNSHIP
  • MOORLAND TOWNSHIP
  • MUSKEGON TOWNSHIP
  • RAVENNA VILLAGE
  • RAVENNA TOWNSHIP
  • SULLIVAN TOWNSHIP
  • WHITEHALL TOWNSHIP
  • WHITE RIVER TOWNSHIP