Share Draft Accounts offer:
- No minimum balance required
- No monthly service charge
- ATM any day / any hour access to your accounts
- Easy transfer of funds between accounts
- Monthly statements available
- Online Bill Pay
- Debit Card
- Free E-Statements
- Courtesy Pay program
- Overdraft Protection Loan*
*Must qualify for the loan.
Teen Checking*
Help your teen learn how to manage their money and have the convenience of a Debit card!
16 &17 years old must have a joint owner who is over 18 years old on the account and qualifies for a checking account.
14 & 15 years old must have a joint owner that is a MFCU member in good standing, over 18 years old, and qualifies for a checking account.
*Teen Checking cannot have checks issued or be part of the Courtesy Pay program.
Understanding Your Account Balance for Overdrafts
Your checking account has two kinds of balances: the “actual” balance and the “available” balance. We use your available balance when determining whether a transaction will cause your account to overdraw and for charging overdraft fees. You can review both balances when you review your account online, at an ATM, by phone or at a branch.
Reorder Bank A Count Checks Online