FEES EFFECTIVE February 1, 2020

THE FOLLOWING FEES MAY BE ASSESSED IN CONNECTION WITH YOUR ACCOUNTS DEPENDING ON WHICH BASE* YOU ARE ON:

*Your current base can be found on your most recent statement, or It’s Me 247 Online Banking.

Membership Base Exceptions:
Account Reconciliation/Account Research Charge$20.00 per Hour
Appraisal$350.00
ATM Service Charge$3.00 per Transaction-Free ATM Services At MFCU ATMs
-Home Run and Third Base: 6 Deposits and 6 Withdrawals Free at Other ATMs Per Month
-Second Base: 3 Deposit and 3 Withdrawals Free at Other ATMs Per Month
Bill Pay-Inactive Fee-If there is not at least 1 transaction done in the month$5.00 per Month
Cashiers Check Charge$2.00 per Check-Home Run: Free
-Third Base: 4 Free Cashiers Checks Per Month
Check Cashing Charge$5.00 if 18 or Over and Aggregate Share Balance is less than $100.00 and No Loans-Home Run and Third Base: No Check Cashing Charge
Check Copy Charge/Substitute Check Copy Charge$6.00 per Check
Check/ACH Clearing Under New Account Number$20.00
Christmas Club Early Withdrawal Charge$5.00
Courtesy Pay Charge$30.00 per Item
Delinquent Fine
$25.00 when 15 Days Delinquent
Dormant Service Charge - If Under $500.00 & No Loan$5.00 per Month - After 1 Year of Non Use
Escheats Fee$50.00 After 3 Years
Garnishment/Levy/Subpoena of Member Records$40.00 per Item
Membership FeeFREE for 1st Time Members-$5.00 if Rejoining
NSF Service Charge/Returned Check Charge/ACH Return Charge$30.00 per Item
Plastic PIN or Replacement Card Charge$5.00 Each
Reg D Violation - Over 6 Withdrawals. Not done in person, from a Share Account within a calendar month$1.00 Each
Skip A Payment$25.00 per Qualified Loan
Starter/Temporary Checks$4.00 for 4 Checks-Home Run and Third Base: 1 Free Sheet of Temporary Checks Per Month
Statement - Mailed$3.00 Each-Home Run and Third Base: Free Paper Statements
Statement - Copy/Read Out
$5.00 Each-Home Run and Third Base: Free Statement Copies and Readouts
Stop Payment Charge$25.00 per Item
Transfer Fee - If Calling Into Credit Union Office for a Transfer other than a Payment$2.00 per Transfer-Home Run and Third Base: Free Transfers
Wire Transfer Charge$20.00 per TransferHome Run: 1 Free Wire Transfer Per Month
Wrong Address Charge$5.00 per Month