Rates Effective 10/1/2024*

All rates listed below are APR=Annual Percentage Rates.

*Rate variances will be determined by the MFCU Loan Policy. Rates are subject to change at any time, by direction of the Board of Directors.

VEHICLE
Car, Truck,
Motorcycle,
Motor Home
CREDIT SCORE780+680-779640-679600-639550-559 OR
NO SCORE
549 &
BELOW
A+ABCDE
36 MONTHS OR LESS4.75%5.00%5.25%7.00%11.50%18.00%
48 MONTHS5.00%5.25%5.50%8.00%12.00%18.00%
60 MONTHS5.25%5.50%5.75%8.50%12.25%18.00%
72 MONTHS5.50%5.75%6.50%8.75%12.50%18.00%
84 MONTHS
$20,000 OR MORE
6.50%6.75%7.50%10.00%13.75%N/A
96 TO 180 MONTHS
$60,000 OR MORE
7.50%7.75%8.25%11.75%16.50%N/A

Click here to apply for a Vehicle Loan. Select “Closed End” under loan type.

RECREATIONAL VEHICLE
CREDIT SCORE780+680-779640-679600-639550-599 OR
NO SCORE
549 &
BELOW
A+ABCDE
60 MONTHS OR LESS6.00%6.25%7.50%9.25%14.75%18.00%
72 MONTHS6.50%6.75%8.25%10.25%15.00%18.00%
84 MONTHS7.00%7.25%9.50%11.50%16.75%18.00%
96 TO 180 MONTHS8.00%8.25%10.75%14.25%17.50%18.00%

Click here to apply for a Recreational Vehicle Loan. Select “Closed End” under loan type.

SIGNATURE
CREDIT SCORE780+680-779640-679600-639550-599 OR
NO SCORE
549 &
BELOW
A+ABCDE
48 MONTHS MAXIMUM12.50%13.00%15.00%15.50%17.50%18.00%

Click here to apply for a Signature Loan. Select “Closed End” under loan type.

REVOLVING LOC
CREDIT SCORE 600+
15.00%

Click here to apply for a Revolving LOC Loan.

SHARED SECURED
2.50%

Click here to apply for a Shared Secured Loan. Select “Closed End” under loan type.

VISA-PLATINUM "C" Paper Grade
10.90%
VISA-PLATINUM Credit Building
8.90%
VISA-PLATINUM "B" Paper Grade
8.90%
VISA- PLATINUM SCORECARD
7.90%

Click here to print the VISA Credit Card application.

VARIABLE RATE LINE OF CREDIT HOME EQUITY
CURRENT RATE IS 8.00%
$5,OOO NEW MONEY MINIMUM
FIRST LIEN POSITION LTV WILL BE UP TO 80%
SECOND LIEN POSITION LTV WILL BE UP TO 75%

Variable Rate Line of Credit Home Equity rates are Prime plus 0%.

To apply for a Variable Rate Line of Credit Home Equity call 231-722-7285.