Rates Effective 08/01/2017*

All rates listed below are APR=Annual Percentage Rates.

*Rate variances will be determined by the MFCU Loan Policy. Rates are subject to change at any time, by direction of the Board of Directors.

VEHICLE
Car, Truck,
Motorcycle,
Motor Home
      
CREDIT SCORE780+779-680679-640639-600599-550 OR
NO SCORE
549 &
BELOW
A+ABCDE
36 MONTHS OR LESS2.00%2.25%3.00%6.25%12.00%18.00%
48 MONTHS2.25%2.50%3.50%6.75%13.00%18.00%
60 MONTHS2.50%3.00%3.75%10.00%16.00%18.00%
72 MONTHS3.00%3.25%4.00%11.00%17.00%18.00%
84 MONTHS
$20,000 OR MORE
4.00%4.25%5.00%12.00%18.00%N/A

Click here to apply for a Vehicle Loan. Select “Closed End” under loan type.

RECREATIONAL VEHICLE
      
CREDIT SCORE780+779-680679-640639-600599-550 OR
NO SCORE
549 &
BELOW
A+ABCDE
60 MONTHS OR LESS3.00%3.50%5.00%8.00%13.00%18.00%
72 MONTHS3.50%4.00%6.25%9.25%14.25%18.00%
84 MONTHS4.00%4.50%7.25%10.25%15.25%18.00%
96 TO 120 MONTHS5.00%5.50%8.00%11.25%16.25%18.00%

Click here to apply for a Recreational Vehicle Loan. Select “Closed End” under loan type.

SIGNATURE
      
CREDIT SCORE780+779-680679-640639-600599-550 OR
NO SCORE
549 &
BELOW
A+ABCDE
48 MONTHS MAXIMUM10.00%11.00%13.50%14.25%16.00%18.00%

Click here to apply for a Signature Loan. Select “Closed End” under loan type.

REVOLVING LOC
CREDIT SCORE 600+
15.00%

Click here to apply for a Revolving LOC Loan.

SHARED SECURED
2.00%

Click here to apply for a Shared Secured Loan. Select “Closed End” under loan type.

VISA-PLATINUM
8.90%
VISA- PLATINUM
SCORECARD
7.90%

Click here to print the VISA Credit Card application.

VARIABLE RATE LINE OF CREDIT HOME EQUITY
CURRENT RATE IS 4.25%
$5,OOO NEW MONEY MINIMUM
FIRST LIEN POSITION LTV WILL BE UP TO 80%
SECOND LIEN POSITION LTV WILL BE UP TO 75%

Variable Rate Line of Credit Home Equity rates are Prime plus 0%.

To apply for a Variable Rate Line of Credit Home Equity call 231-722-7285.