Letter From the President
Happy Summer Credit Union Family!
Summertime is a great opportunity to ensure your children, grandchildren, nieces and nephews are Jumping Into Savings with our Youth Program during summer break. It is important to teach our youth to save and develop good spending habits when they are young. Opening a savings account provides a glimpse into how Credit Unions work and gives them a safe place to deposit their allowance, birthday money or paycheck. Together, we can help build a good foundation for the future of our youth.
July 20-24 is also Youth Week. The back page of our newsletter features all that we have going on this quarter for our youth. Be sure to read the details about ways our youth can earn money and get the most for being a valued Credit Union member.
Teen checking accounts with a debit card are available for ages 13 to 17 years old. They only need to have a joint owner on the checking account who is 18 years or older.
We also offer Credit Building Visa’s to get anyone 16 years or older on the right path to building credit. Our Loan to Save product is also available to anyone 16 years or older.
Here at Muskegon Federal Credit Union, you are more than a member, you are family. Our Credit Union team is here to assist with teaching financial literacy. We have digital services such as apple pay, Real Time Payments and mobile wallet that makes financial transactions convenient for our teens. If you would like to schedule an appointment for a financial literacy discussion for your youth, please give us a call.
Serving you,
Toni J. Winskas – President
We’re not Frogging Around with our Loan Rates
For July only, Auto Loan Rates as low as 4.00% APR*
Apply today at muskfedcu.com or call 231-722-7285!
*APR=Annual Percentage Rate. Your rate is based on your credit history and term of the loan and may be higher. Rates and terms are subject to change at any time.
Student Loans
Take your education higher!
MFCU works with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans.
Lending Offers:
- Loans for college students.
- A loan option for parent and family members who wish to borrow on behalf of a college student.
- Multiple student loan refinance options.
In addition, ISL offers multiple scholarship opportunities and free college planning tools to help students and families avoid over borrowing and plan smart for life during and after college.
For more information, Visit muskfedcu.com/loan/student-loans
Scholarship Raffle
Enter to win one of two $1,000 Scholarships!*
Starting July 1st through July 31st, members ages 17 or older who plan to enroll in a higher learning institution for the 2026 Fall Semester can enter to win a $1,000 Scholarship.
To enter the raffle:
- Go to www.muskfedcu.com/scholarship
- Complete a form at one of our locations
*Members must be in good standing with the Credit Union and have a valid phone number to be eligible. Winners will be announced 8/13/26 and will receive a $1,000 check payable to the higher learning institute provided on the entry form.
Youth Week Drawing: July 20th through 24th
Enter to win $50!
During Youth Week, members 18 years old and younger can enter their name into the drawing by visiting www.muskfedcu.com/youth-week or stop by one of our credit union locations for additional prizes and giveaways.
*Only one entry per member per day. 5 winners will be selected at random. Winners must be in good standing with the Credit Union and have a valid phone number to be contacted. Winners will be contacted by 8/7/26.
Youth Accounts
Savings Account
- Available to ages 17 years old and younger
Youth Share Certificate
- One year term
- Add funds during the term
Teen Checking with a Debit Card
- Available to ages 13-17 years old
- Must have adult 18 years or older on the account
Credit Building VISA
- Available to ages 16 years or older
Loan To Save Loan
- Available to ages 16 years or older