Letter From the President

Happy Fall!

Our remodel is finally done at our Laketon Office. Thank you for your patience with us over the last few months as we have worked through renovating the interior to give you a modern and welcoming space to conduct your financial business. 

The other exciting news is we have two Financial Counselors on our team. Sam and Jacob are certified in financial counseling and can educate you on your money and debts, help you with a budget, and develop debt management plans. There is no cost to meet with them. Please contact us if you would like to schedule an appointment for their help.

With the holiday shopping season just around the corner, keep in mind we have the following services available to our members:

  • Instant Issue Tap Pay Debit Cards
  • Visa Credit Cards as low as 7.9%
  • Skip-A-Payment
  • Loan to Save Program
  • Christmas Club Accounts
  • Visa Gift Cards & Travel Money Cards
  • The Gift of Membership

Again, thank you for being part of our Credit Union family. You can stay connected to us by liking our Facebook page, downloading our mobile app and visiting our website.

If you have any questions, e-mail muskfcu@memberreach.com, text or call 231-722-7285, and our staff will still answer our phones.

Serving you,

Toni J. Winskas – President

A Rewarding Way to Shop!

Earn rewards while shopping with the Platinum VISA with ScoreCard Rewards credit card.

Earn one point for each purchase dollar you spend and spend those points on air travel, hotel, or merchandise.

There is no annual fee or balance transfer fee and the interest rate is as low as 7.90% APR*

Ask our Loan Department how to get a Platinum VISA with ScoreCard Rewards! 

*APR= Annual Percentage Rate. Credit Card is subject to approval.

Youth Corner

Pumpkin Decorating Contest* October 1-16: 

  1. Decorate your pumpkin: Paint, Carve, Dress Up
  2. Take a picture of your pumpkin
  3. Upload your picture on our website
  4. Ask family or friends to vote on your Pumpkin!

1st Place: $100

2nd Place: $50

3rd Place: $25

Visit muskfedcu.com/youth-corner for details! 

*Must be 18 years old and younger with a MFCU account in good standing with a parent or guardian’s permission to participate. One entry per person. Subject matter of the pumpkin design must be appropriate for small children. MFCU reserves the right to disqualify any entry. Entries must be submitted by 5pm (est) October 16,2026. 

CO-OP Shared Branching

Muskegon Federal Credit Union is now a part of the CO-OP Shared Branch network. That gives you the ability to conduct transactions from coast to coast!

At Shared Branches across the Country and around the world, you can:

  • Take advantage of extended hours at many locations.
  • Access your credit union account in person when you travel.
  • Keep your account if you move across town or across the country.
  • Perform transactions that include:
  • Check deposits
  • Cash deposits
  • Transfer within the same membership
  • Loan payments
  • Cash withdrawals
  • Check account balances

Wherever you see the CO-OP Shared Branch logo, all you’ll need to access your account is:

  • Photo Identification (Valid Drivers License, State ID, or Passport)
  • The Credit Union Name
  • Your member number

Find a location:

Skip-A-Payment

Money Tight? Extra expenses come up throughout the year, especially during the holidays. Make some wiggle room with your finances with a Skip-A-Payment plan. This plan allows you to skip one payment per year per loan.*

To take advantage of this plan, stop by one of our locations or contact the Loan Department at 231-722-7285.

*$25.00 Skip-A-Payment charge applies. Member must be in good standing (loan must be current and never have been 30 days delinquent in the last 6 months or had a modification and your account at a positive balance) to qualify. Offer expires December 31, 2026. 1st Mortgages, Visa’s, and First Payments are excluded from this offer. Limited one per year, per loan.

Holiday Closings

Columbus Day, Monday, October 12th (Staff Training)

Veterans Day, Wednesday, November 11th (Staff Training)

Thanksgiving, Thursday & Friday, November 26th & 27th

Christmas, Thursday & Friday, December 24th & 25th

New Year’s Eve. Thursday, December 31st at 12:30pm

New Year’s Day, Friday, January 1st