In 1951, ten men that worked for the City of Muskegon started Muskegon Municipal Employees Federal Credit Union in the basement of a house. The goal was to help people of small means to borrow and save. These men would put money into the credit union and allow others to borrow what they deposited.

In 1966, the Credit Union name changed to Muskegon Governmental Employees Federal Credit Union. Over the years, employees of other municipalities, cities, townships ,and businesses were allowed to join. During that time, the Credit Union continued to improve and grow with the changing times, continuing to serve and support the community.

In 2002, the field of membership was opened up to those who live, work, worship, or attend school in certain (underserved) areas of Muskegon county (which consisted of 29 census tracts.)

In 2008, a new location was opened in North Muskegon.

In 2017, the Credit Union name was changed to Muskegon Federal Credit Union. This new name reflected another exciting change for the community. Anyone who lives, works, worships, or attends school in all of Muskegon County could join.

Muskegon Federal Credit Union is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere.