Rates are effective 2/03/2023.

Rates are subject to change at any time, by direction of Board of Directors.

*APY=Annual Percentage Yield

SHARE DRAFT
APY*DIVIDEND
0.00%0.00%
SHARES
APY*DIVIDEND
0.05%0.05%
CHRISTMAS CLUBS
APY*DIVIDEND
0.05%0.05%
IRAs
APY*DIVIDEND
0.05%0.05%
TIERED HI-YIELD
APY*DIVIDEND
$2,000-$19,999.991.86%1.85%
$20,000-$49,999.992.02%2.00%
$50,000 OR OVER2.27%2.25%
IRA & SHARE
CERTIFICATES
TERMAPY*DIVIDEND
6 MONTH2.52%2.50%
1 YEAR2.78%2.75%
2 YEAR2.93%2.90%
3 YEAR3.24%3.20%
4 YEAR3.50%3.45%
5 YEAR4.06%4.00%
YOUTH 0-18 YEARS OLD
VARIABLE RATE CERTIFICATE
TERMAPY*DIVIDEND
1 YEAR2.78%2.75%