Rates are subject to change at any time, by direction of Board of Directors.
*APY=Annual Percentage Yield
Rates are effective 10/1/2025
| SHARE DRAFT | |
|---|---|
| APY* | DIVIDEND | 
| 0.00% | 0.00% | 
| APY* | DIVIDEND | 
| .10% | .10% | 
| CHRISTMAS CLUBS | |
|---|---|
| APY* | DIVIDEND | 
| .10% | .10% | 
| IRAs | |
|---|---|
| APY* | DIVIDEND | 
| .10% | .10% | 
Rates are effective 1/1/2025
| TIERED HI-YIELD | ||
|---|---|---|
| APY* | DIVIDEND | |
| $2,000-$19,999.99 | 1.26% | 1.25% | 
| $20,000-$49,999.99 | 1.51% | 1.50% | 
| $50,000 OR OVER | 1.76% | 1.75% | 
Rates are effective 5/1/2025
| IRA & SHARE CERTIFICATES | ||
|---|---|---|
| TERM | APY* | DIVIDEND | 
| 6 MONTH | 3.29% | 3.25% | 
| 1 YEAR | 3.80% | 3.75% | 
| 2 YEAR | 3.29% | 3.25% | 
| 3 YEAR | 3.29% | 3.25% | 
| 4 YEAR | 3.29% | 3.25% | 
| 5 YEAR | 3.55% | 3.50% | 
| YOUTH 0-18 YEARS OLD  VARIABLE RATE CERTIFICATE | ||
|---|---|---|
| TERM | APY* | DIVIDEND | 
| 1 YEAR | 3.80% | 3.75% |